Insurance Windpool Solution OnDemand Offering for Location Intelligence

Manage risk with spatial databases for insurance

Insurance companies need to efficiently assess the risks affecting their policy base, including wind and hurricane threats. They also need to assess the damage to policy holder properties after an event has occurred. With the Insurance Windpool Solution from Pitney Bowes Software, insurers can pinpoint policy locations, identify high risk areas, determine if a policy holder is within state eligibility zones and more accurately estimate Windpool credits.

Centrus Windpool Boundaries are built using Windpools in the Risk Data Product Suite. Using Centrus Spatial+ solutions, it is designed to identify the areas at high risk for wind and hail damage in the southern and Gulf States, primarily those at risk from hurricanes.

State windpool eligibility zones are coastal areas in the Southeast Gulf Region that are defined by individual states that make property, wind or hail insurance available to qualified applicants that are unable to secure such insurance in the normal insurance market place. Each State’s territory definition may differ by county. Insurance Windpool Solution offers an easy to implement solution to assess windpool eligibility and manage risk.

A better solution for Windpool determination

• Uses authoritative address data provided by State's for wind pool zones
• Deploys as a hosted service (SaaS) with data updated nightly
• Provides exact address inclusion within a Wind Pool Zone with supporting data
• Identifies any address component, includes dwellings and “all others” (Residential/Commercial)
• Resolves to secondary address
  Provides elevation
• Easily deploys, no subscription/load required, and no IT overhead to maintain
• Easily incorporates as a web service to agents, underwriters, data stewards or existing applications

To get a clearer view of your insurance risk, contact us today.

NOTICE: Because we offer many custom solutions, it is our policy not to post pricing on our website. Please contact our knowledgeable staff to select and price products that fit your organization's budget, number of users, IT environment, data requirements, support and education needs. We apologize for any inconvenience.

State Windpool Eligibility Zones

State Windpool Eligibility Zones are coastal areas in the Southeast Gulf Region that are defined by individual states. These areas ensure the availability of property, wind or hail insurance to qualified applicants who are unable to secure such insurance in the traditional insurance marketplace. Each State’s territory definition may differ by county.

Florida Windspeed Areas

Florida Windspeed Areas are regions in Florida created by contour lines that depict maximum 3-second windspeed averages expected within a 50-100 year period at a height of 33 feet above ground (as determined by the American Society of Civil Engineers).

Florida Wind-Borne Debris Regions

Florida Wind-Borne Debris Regions are areas of Florida that are noted as being within the 120 mph wind-speed contour or above. In addition to these areas there are also two additional areas which include exception areas of 110 mph contour areas that are within 1 mile of the coast and an exception area within 1,500 feet of the coast area.

Our products are designed to work within a wide variety of existing technical environments.

Specifications

• Standard: Windpool polygons
• Coverage: Florida, Louisiana, Mississippi, North Carolina, South Carolina, Texas, Alabama and Georgia
• Unit of Sale: National
• Frequency: Annual
• Datum: NAD83  
• Projection: Unprojected Lat/Lon
• Format: Centrus GSB

• Coverage: Alabama, Florida, North Carolina, South Carolina, Georgia, Louisiana, Mississippi and Texas Update
• Options: Quarterly
• Sources: Pitney Bowes Software
• Companion Products: MapInfo Professional, Envinsa, MapXtreme, Spatial+, AddressBroker, Spectrum and Centrus Desktop
• Companion Data Products: Centrus Points, Centrus Parcels, StreetPro
• Pricing: Pricing varies by installation - please contact your account manager.